About JP
I lead delivery for a bank. After hours, I build products out of curiosity — a one-person AI Chapter.
I lead IT delivery for DBS Bank's cards, payments and unsecured lending platforms, across India, Singapore, Hong Kong and Taiwan — the newest chapter of twenty-two years in banking technology. I started on mainframe card-processing systems in India, then spent close to a decade onsite in Dallas and the UK shipping VisionPLUS platforms, including a $14M+ programme delivered ahead of schedule. Somewhere in there I learned that "this cannot go down" isn't a slogan, and that a team stays together because of how it's led, not just what it ships — the platform we built at DBS grew from 39 people to a peak of 150+ at 98% engagement, zero attrition.
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Then, in March 2026, everything else started. I'd been curious about AI for a while, and one evening — on a phone, in a hospital room, no laptop anywhere nearby — I pulled down a self-hosted AI agent stack just to see what would happen. There was no plan behind it. I just wanted to know if the thing I'd been reading about actually worked the way people said it did.
Six months later I'd built and shipped twenty-seven products. I'd never touched Flask, or Kotlin, or fine-tuned a model, or written a line of OpenAPI before this year. All of it got learned on evenings and weekends, on top of a delivery job that never slowed down to let me practice.
Somewhere in the middle of that, my day job changed too. I'm part of DBS's AI governance team now, and I own AI delivery governance for my own platform — the rules that decide how generative AI actually gets used in regulated delivery, not just whether it's allowed.
I work through the same rules I hit the walls of myself, at 11pm, trying to get a model to behave.
So that's the honest version of what I do. I lead a 20+ person delivery team directly, with indirect responsibility across a platform of 70+, spanning four markets, by day — and most evenings you'll still find me building something. I'm not doing it to look busy. I do it because once I've pulled at a thread, I genuinely can't leave it alone.
Consultant → Senior Manager
AAFES, First Data, DBS
IndiaDallas 2007–12UK 2013Dallas 2014–18
Career
If you want the full career history and every certification, that's one email away — this is the version I'd actually tell you across a coffee.
MAY 2021 — PRESENT
Vice President, IT Delivery & AI Governance
I run delivery for cards, payments and unsecured lending across four markets, and I'm part of DBS's AI governance team — owning AI delivery governance for my own platform. I lead a 20+ person delivery team directly, with indirect responsibility across a wider platform of 70+ — hiring, engagement, and appraisals included. At peak, that platform organisation was 150+ people at 98% engagement.
OCT 2006 — MAY 2021
Developer to Senior Manager
About fifteen years working up from developer to senior manager, mostly on VisionPLUS card platforms for AAFES. Around nine of those years onsite in Dallas across two stretches — 2007–2012, then 2014–2018 — plus a shorter assignment in the UK in 2013, building a process that took 40% out of delivery lead time.
JAN 2004 — OCT 2006
Developer to team lead
Where it started: Kanbay in India, developer to team lead on card-processing work for CitiFinancial and a VisionPLUS build for Fiserv. Capgemini acquired Kanbay in October 2006 and the work carried on under the new name.
Capability
Your real counts: AI 5, Domain 6, Delivery 5, People 7, Engineering 4.
- Shipped 27 AI products solo in 6 months — RAG pipelines, a fine-tuned local LLM running with zero cloud cost, prompt-governance tooling
- Part of DBS's AI governance team; own AI delivery governance for my own platform — security, responsible AI, compliance, and risk
- AI Gov FrameworkPromptLintAI IntelligenceShapeAI Brief
- Run an AI use case through a quick governance check →
- 22 years in card payments and unsecured lending — VisionPLUS platforms, regulated consumer finance
- KoshaNirpekshaTravel IntelligenceRakshakCareer RadarCarDash
- Run an AI use case through a quick governance check →
- Leads cards, payments and lending delivery across India, Singapore, Hong Kong and Taiwan
- $14M+ programme delivered ahead of schedule, on budget
- ChronicleSlideForgeOrgChartCOOFintelExcelChatBot
- Grew a platform team from 39 to a peak of 150+ at 98% engagement, zero attrition
- Wrote and taught a 6-session AI security curriculum to my own engineers
- ManasviTrikaalTalent Lensjpnr.meBathakaniSLM Build for TeamInterviewPrep
- Mainframe fluency: COBOL, CICS, JCL, DB2, VSAM
- AI-directed build: design to deployment, Android to web — learned entirely this year
- ForgeUI/UX IntelMy BrainForge Mobile OS
Everything AI on this site — the governance work, the fine-tuning, the twenty-seven products — learned this year, entirely outside any formal programme, alongside the delivery credentials (Scrum, engagement management) from the Capgemini years.
Chief AI Officer (CCAIO)
Chief Information Security Officer (C-CISO)
AI Governance Programme
Master's in Computer Applications, University of Mysore.
Recognition
DBS
2023
People Champion Award
People leadership and building high-performing teams.
DBS Tech
2022
Dhronacharya Award
Leadership and mentorship.
Capgemini
2011
Certificate of Appreciation
Signed by Aiman Ezzat, now Capgemini's global CEO.
US Army
2008
Commander's Certificate of Appreciation
Signed by Brigadier General Keith L. Thurgood.
Conferences
Nominated by DBS to attend, as part of my AI delivery work.
AIM
Oct 2026
Cypher 2026
India's largest AI summit: once AI gives an answer, what happens next? Read my notes →
HYSEA × 3AI
Jul 2026
GCC X Hyderabad 2026
The leadership imperative for AI-native GCCs. Read my notes →
How I work
Your footer says
"Built after hours."
84%
of AI work sessions land after 8pm
Busiest hour
12am
Quietest hour
4am
218 sessions across 27 products · updated 24 Sep 2026
A practical mind that turns knowledge into form — that's the shortest version.
- Hard to leave an interesting problem half-solved.
- I learn by building — touching the thing teaches me more than studying it ever has.
- More forgiving of a person's mistake than of a process that keeps repeating one.
- I carry more responsibility inside than the people around me usually realise.
Bridge-builder by instinct — I adapt to the room and connect the people who should already be talking. Collaborative and people-first: I'd rather understand what someone needs than tell them what to do. Composed and thorough when I'm presenting an idea, warm and sincere when I'm not. No micromanagement, ever — and no tolerance for 'nearly right' either.
A job that runs salary → work → home doesn't hold me. What does: the feeling that I'm growing, that I'm useful, that I have some influence, that I'm getting better, and that the work means something. My work is a large part of who I am — I'd rather own that than pretend otherwise.
For the full CV — every role, every date, every certification —email meand I'll send it over.